Summary:
ZIP code 45140 is home to two middle-level schools — Loveland Intermediate School (grades 4–6, 643 students) and Loveland Middle School (grades 7–9, 624 students) — both in the Loveland City district and together enrolling 1,267 students. The district is rated 42nd of 773 in Ohio, placing it in the 95th percentile with 5 stars. Data years differ by metric: test scores cover 2024–2025 and 2025–2026, chronic absenteeism 2025–2026, free/reduced lunch and student-teacher ratio 2024–2025, and per-student spending 2018–2019.
Both schools post results far above Ohio averages, but they shine in different areas. Loveland Intermediate School has very high 5th-grade proficiency — 93.6% in ELA versus 70.4% statewide, 89.9% in science versus 62.7%, and 88.8% in math versus 59.1% — plus better attendance, with chronic absenteeism of 8.3% compared with the district's 12.7%. Its lowest reported result is 6th-grade ELA at 75.4%, still 19.4 percentage points above the state. Loveland Middle School stands out for Algebra I, with 100% proficiency in both years, 38.4 points above the state, and for 7th-grade math at 86.4% versus 48.6% statewide. Its 8th-grade math rose from 60.1% to 74.2%, and its rank improved from 109th of 1036 to 54th of 1046.
The two schools look remarkably alike on demographics and finances: free/reduced lunch is 21.93% versus 22.28%, per-student spending is $11,140 versus $11,024, and enrollment is 643 versus 624. Loveland Middle School has the slightly lower student-teacher ratio, 19.1 versus 20.4. Every reported 2025–2026 test score is above the state by at least 19.4 percentage points. Keep a few caveats in mind: spending figures date to 2018–2019, absenteeism is shown only for 2025–2026, and test results are reported by grade and subject rather than as matched student cohorts.
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